Obamacare: Tennesseans lose insurance assistance plans, costs shifted to federal taxpayers

Some of Tennessee’s most vulnerable have been notified they’ll be losing their plans.  Some plans have been outlawed, but in other cases the state of Tennessee is shifting the cost of participants onto the federal taxpayers, per Obamacare’s design.

“Overview of Upcoming Changes to the Cover Tennessee Programs effective January 1, 2014

“The Cover Tennessee programs – CoverKids, CoverTN, AccessTN and CoverRX were designed to fill gaps in coverage for Tennesseans who had difficulties accessing health insurance.  Starting Oct. 1, 2013, the federal Health Insurance Marketplace will be open for enrollment with coverage starting Jan. 1, 2014.”

“Due to new insurance regulations put in place by the Affordable Care Act (ACA) insurance companies can no longer implement annual or lifetime limits, institute a waiting period for pre-existing conditions, require a “go bare” period, or deny an individual coverage due to a pre-existing condition.  Insurance companies must also cover preventative services without any out-of-pocket costs to the member.”

“Because of these changes, some of the Cover Tennessee programs will no longer be needed to continueto fill gaps in coverage and/or will not meet the new requirements of coverage.”

accessed 10/8/2013
http://www.tn.gov/tenncare/forms/CoverTennesseeProgramsChanges.pdf

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