Obamacare Policy-Holders Can’t Afford Treatment

Comment: Obamacare is not affordable, and it’s not care.

Edward Frank of Reynoldsville, Pennsylvania, said he bought a plan with a $6,000 deductible last year through HealthCare.gov. That’s in the high range, since deductibles for popular silver plans on the insurance exchanges average about $3,100 — still a lot.

Unless you get desperately ill and in the hospital for weeks, it’s going to cost you more to have this plan and pay the premiums than to pay the bill just outright,” said Frank, who ended up paying $4,000 of his own money for treatment of shoulder pain.

Bingo. Plain ol’ citizen Ed Frank is smarter than a million bureaucrats. Frank thinks just paying the doctor himself is cheaper than paying for all these middlemen, and he’s right. Frank wins the prize!

The deductibles are so high, you don’t get much of anything out of it,” said Frank, who is in 50s and looking for a new job.”

Exactly.

 

Poll: Many insured struggle with medical bills
By RICARDO ALONSO-ZALDIVAR and JENNIFER AGIESTA
Oct. 13, 2014 1:01 PM EDT

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